13 Ekim 2012 Cumartesi

Payday Loans That Don't Require Direct Deposit

To contact us Click HERE
"Where can I borrow without a checking account and no credit?" Most of the time, we tend to think that if you do not have a bank checking account, it is impossible for you to get a guaranteed loan anywhere. Understandably, most of the fast payday loan lenders require customers to have a checking account with direct deposit as it makes it easy for them to debit their customer's accounts for monies owed to them. However, if you need to borrow money and have bad credit and no checking account, it is possible to find instant payday loans that don't require direct deposit. 

Trends have changed and there are unsecured personal loans for people without a bank account as well as short term cash advance loans with no bank statement needed. Nowadays, online payday personal loan lenders with no direct deposit requirements only require you to have a savings account or debit card. For people who need a quick loan but have no bank checking account, this will come as a much needed solution.

You can search for online signature loans with no bank account needed. Over the Internet, you would be able to find some loan comparison websites which help you to find out who has the lowest cost payday loan that don't require direct deposit which you can apply for a 12 month personal loan without a bank checking account.  However, do check to see if it is a reputable loan lender you are dealing with. BBB-approved loan lenders with no credit check are regulated and they adhere to strict government laws on consumer loans so they provide more security and also provide an avenue for legal recourse if there is any dispute in the future.

No faxing payday loans that don't need a checking account can also be made available through peer lending websites like Prosper, which helps to match small-individual lenders with borrowers with less bureaucracy. A Prosper alternative is LendingClub or Zopa from the UK. As always, do your due diligence first to find online personal loans with no direct deposit requirement. Good luck.

Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September 10 - 16, 2012  [Click on thecaption to access the full report]

DiNapoli: Tax Cap Reporting Made Easier

State Comptroller Thomas P. DiNapoli announced that the 2012–13 tax capreporting form has been enhanced to make it easier for local officials toaccurately calculate their tax levy limit.

After analyzing reporting errors from the first year of implementation, DiNapoli’sDivision of Local Government and School Accountability developed an improvedonline property tax cap reporting system to address the most problematic areasencountered by local officials.

DiNapoli: Town Deficit Caused By InaccurateBudgeting

Due to unreasonable budget estimates, the Town of Poughkeepsie was left with a$1.5 million deficit in its major fund balances at the end of 2010, accordingto an auditreleased by State Comptroller Thomas P. DiNapoli. The town has also failed torepay more than $3 million in inter–fund loans it made between different taxbases.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe following audits:
EastchesterFire District;
OwascoFire Department;
MohawkFire District;
Townof Colonie;
Townof Hinsdale;
Townof Peru;
Townof Red House;
Townof Waterford; and,
Villageof Ballston Spa.

Comptroller DiNapoli Releases School Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe audits of:
AchievementAcademy Charter School;
GreenIsland Union Free School District; and,
Madison–OneidaBOCES.


Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September24 - 30, 2012 [Click on the caption to access the full report]

DiNapoli Proposes Early Warning System ToIdentify Local Governments In Fiscal Stress

With a growing number of local governments facing significant fiscal stress,State Comptroller Thomas P. DiNapoli announced plans Monday to implement anearly warning monitoringsystem that would identify municipalities and school districts experiencingsigns of budgetary strain so that corrective actions can be taken before a fullfinancial crisis develops.

DiNapoli Invests $2.5 Million From StatePension Fund in Ithaca–Based Printing Company CognitiveTPG

New York State Comptroller Thomas P. DiNapoli announced Tuesday that DeltaPointCapital Management has acquired a majority stake in Ithaca–based CognitiveTPG,a supplier of point–of–sale transaction and barcode printers. The CommonRetirement Fund is an investor in DeltaPoint through the In–State PrivateEquity Program. Photos are available here.

Empire State Plaza Assigns New Director AfterAudit Reveals Elevator Safety Lapses

Elevators at the Empire State Plaza went unrepaired for months despite 32maintenance deficiencies, according to an auditreleased Thursday by State Comptroller Thomas P. DiNapoli. The audit promptedthe Office of General Services to assign a new director and deputy director ofplaza operations to properly oversee elevator maintenance.

DiNapoli: August Cash Report Shows ContinuedEconomic Uncertainty

Tax receipts through August 2012 were $147 million below projections and $204.3million below collections for the same period last year, reflecting continuedvolatile economic conditions, according to the AugustCash Report released last Wednesday by State Comptroller Thomas P.DiNapoli.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the following audits:
Townof Evans;
Townof Fort Edward; and,
Townof Schodack.


Comptroller DiNapoli Releases School Audit

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the audit of the ArkCommunity Charter School.

Comptroller DiNapoli Releases Audits

New York State Comptroller Thomas P. DiNapoli last Tuesday announced his officecompleted the following audits:
Departmentof Transportation;
NewYork State Thruway Authority;
Departmentof Health; Officefor the Aging; and,
Officeof Parks, Recreation and Historic Preservation.

Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of October 1 - 7, 2012 [Click on the caption to access the full report]

MTA Financial Outlook Slowly Improving ButRisks Remain

The financial condition of the Metropolitan Transportation Authority hasstrengthened over the past two years, but the Authority faces continuedchallenges according to a reportreleased Wednesday by New York State Comptroller Thomas P. DiNapoli.


DiNapoli: LIPA Customers Pay More For Less

Long Island Power Authority ratepayers paid an average of $463 more per yearfor electricity in 2011 than they did in 2001, according to a reportreleased Wednesday by State Comptroller Thomas P. DiNapoli. The report is thelatest in a series by DiNapoli on public authorities.


DiNapoli Releases Bond Calendar For FourthQuarter

New York State Comptroller Thomas P. DiNapoli Tuesday announced a tentativeschedule for the planned public sale of obligations for the state, itsmajor public authorities, the City of New York, and the city’s major publicauthorities during the fourth quarter of 2012.


Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the following audits:
  1. Town of Carmel;
  2. Town of Lysander; and,
  3. Town of New Paltz.

Comptroller DiNapoli Releases School Audit

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted and audit of the HartfordCentral School District.


12 Ekim 2012 Cuma

Payday Loans That Don't Require Direct Deposit

To contact us Click HERE
"Where can I borrow without a checking account and no credit?" Most of the time, we tend to think that if you do not have a bank checking account, it is impossible for you to get a guaranteed loan anywhere. Understandably, most of the fast payday loan lenders require customers to have a checking account with direct deposit as it makes it easy for them to debit their customer's accounts for monies owed to them. However, if you need to borrow money and have bad credit and no checking account, it is possible to find instant payday loans that don't require direct deposit. 

Trends have changed and there are unsecured personal loans for people without a bank account as well as short term cash advance loans with no bank statement needed. Nowadays, online payday personal loan lenders with no direct deposit requirements only require you to have a savings account or debit card. For people who need a quick loan but have no bank checking account, this will come as a much needed solution.

You can search for online signature loans with no bank account needed. Over the Internet, you would be able to find some loan comparison websites which help you to find out who has the lowest cost payday loan that don't require direct deposit which you can apply for a 12 month personal loan without a bank checking account.  However, do check to see if it is a reputable loan lender you are dealing with. BBB-approved loan lenders with no credit check are regulated and they adhere to strict government laws on consumer loans so they provide more security and also provide an avenue for legal recourse if there is any dispute in the future.

No faxing payday loans that don't need a checking account can also be made available through peer lending websites like Prosper, which helps to match small-individual lenders with borrowers with less bureaucracy. A Prosper alternative is LendingClub or Zopa from the UK. As always, do your due diligence first to find online personal loans with no direct deposit requirement. Good luck.

Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September 10 - 16, 2012  [Click on thecaption to access the full report]

DiNapoli: Tax Cap Reporting Made Easier

State Comptroller Thomas P. DiNapoli announced that the 2012–13 tax capreporting form has been enhanced to make it easier for local officials toaccurately calculate their tax levy limit.

After analyzing reporting errors from the first year of implementation, DiNapoli’sDivision of Local Government and School Accountability developed an improvedonline property tax cap reporting system to address the most problematic areasencountered by local officials.

DiNapoli: Town Deficit Caused By InaccurateBudgeting

Due to unreasonable budget estimates, the Town of Poughkeepsie was left with a$1.5 million deficit in its major fund balances at the end of 2010, accordingto an auditreleased by State Comptroller Thomas P. DiNapoli. The town has also failed torepay more than $3 million in inter–fund loans it made between different taxbases.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe following audits:
EastchesterFire District;
OwascoFire Department;
MohawkFire District;
Townof Colonie;
Townof Hinsdale;
Townof Peru;
Townof Red House;
Townof Waterford; and,
Villageof Ballston Spa.

Comptroller DiNapoli Releases School Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe audits of:
AchievementAcademy Charter School;
GreenIsland Union Free School District; and,
Madison–OneidaBOCES.


Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September24 - 30, 2012 [Click on the caption to access the full report]

DiNapoli Proposes Early Warning System ToIdentify Local Governments In Fiscal Stress

With a growing number of local governments facing significant fiscal stress,State Comptroller Thomas P. DiNapoli announced plans Monday to implement anearly warning monitoringsystem that would identify municipalities and school districts experiencingsigns of budgetary strain so that corrective actions can be taken before a fullfinancial crisis develops.

DiNapoli Invests $2.5 Million From StatePension Fund in Ithaca–Based Printing Company CognitiveTPG

New York State Comptroller Thomas P. DiNapoli announced Tuesday that DeltaPointCapital Management has acquired a majority stake in Ithaca–based CognitiveTPG,a supplier of point–of–sale transaction and barcode printers. The CommonRetirement Fund is an investor in DeltaPoint through the In–State PrivateEquity Program. Photos are available here.

Empire State Plaza Assigns New Director AfterAudit Reveals Elevator Safety Lapses

Elevators at the Empire State Plaza went unrepaired for months despite 32maintenance deficiencies, according to an auditreleased Thursday by State Comptroller Thomas P. DiNapoli. The audit promptedthe Office of General Services to assign a new director and deputy director ofplaza operations to properly oversee elevator maintenance.

DiNapoli: August Cash Report Shows ContinuedEconomic Uncertainty

Tax receipts through August 2012 were $147 million below projections and $204.3million below collections for the same period last year, reflecting continuedvolatile economic conditions, according to the AugustCash Report released last Wednesday by State Comptroller Thomas P.DiNapoli.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the following audits:
Townof Evans;
Townof Fort Edward; and,
Townof Schodack.


Comptroller DiNapoli Releases School Audit

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the audit of the ArkCommunity Charter School.

Comptroller DiNapoli Releases Audits

New York State Comptroller Thomas P. DiNapoli last Tuesday announced his officecompleted the following audits:
Departmentof Transportation;
NewYork State Thruway Authority;
Departmentof Health; Officefor the Aging; and,
Officeof Parks, Recreation and Historic Preservation.

Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of October 1 - 7, 2012 [Click on the caption to access the full report]

MTA Financial Outlook Slowly Improving ButRisks Remain

The financial condition of the Metropolitan Transportation Authority hasstrengthened over the past two years, but the Authority faces continuedchallenges according to a reportreleased Wednesday by New York State Comptroller Thomas P. DiNapoli.


DiNapoli: LIPA Customers Pay More For Less

Long Island Power Authority ratepayers paid an average of $463 more per yearfor electricity in 2011 than they did in 2001, according to a reportreleased Wednesday by State Comptroller Thomas P. DiNapoli. The report is thelatest in a series by DiNapoli on public authorities.


DiNapoli Releases Bond Calendar For FourthQuarter

New York State Comptroller Thomas P. DiNapoli Tuesday announced a tentativeschedule for the planned public sale of obligations for the state, itsmajor public authorities, the City of New York, and the city’s major publicauthorities during the fourth quarter of 2012.


Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the following audits:
  1. Town of Carmel;
  2. Town of Lysander; and,
  3. Town of New Paltz.

Comptroller DiNapoli Releases School Audit

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted and audit of the HartfordCentral School District.


11 Ekim 2012 Perşembe

Payday Loans That Don't Require Direct Deposit

To contact us Click HERE
"Where can I borrow without a checking account and no credit?" Most of the time, we tend to think that if you do not have a bank checking account, it is impossible for you to get a guaranteed loan anywhere. Understandably, most of the fast payday loan lenders require customers to have a checking account with direct deposit as it makes it easy for them to debit their customer's accounts for monies owed to them. However, if you need to borrow money and have bad credit and no checking account, it is possible to find instant payday loans that don't require direct deposit. 

Trends have changed and there are unsecured personal loans for people without a bank account as well as short term cash advance loans with no bank statement needed. Nowadays, online payday personal loan lenders with no direct deposit requirements only require you to have a savings account or debit card. For people who need a quick loan but have no bank checking account, this will come as a much needed solution.

You can search for online signature loans with no bank account needed. Over the Internet, you would be able to find some loan comparison websites which help you to find out who has the lowest cost payday loan that don't require direct deposit which you can apply for a 12 month personal loan without a bank checking account.  However, do check to see if it is a reputable loan lender you are dealing with. BBB-approved loan lenders with no credit check are regulated and they adhere to strict government laws on consumer loans so they provide more security and also provide an avenue for legal recourse if there is any dispute in the future.

No faxing payday loans that don't need a checking account can also be made available through peer lending websites like Prosper, which helps to match small-individual lenders with borrowers with less bureaucracy. A Prosper alternative is LendingClub or Zopa from the UK. As always, do your due diligence first to find online personal loans with no direct deposit requirement. Good luck.

Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September 10 - 16, 2012  [Click on thecaption to access the full report]

DiNapoli: Tax Cap Reporting Made Easier

State Comptroller Thomas P. DiNapoli announced that the 2012–13 tax capreporting form has been enhanced to make it easier for local officials toaccurately calculate their tax levy limit.

After analyzing reporting errors from the first year of implementation, DiNapoli’sDivision of Local Government and School Accountability developed an improvedonline property tax cap reporting system to address the most problematic areasencountered by local officials.

DiNapoli: Town Deficit Caused By InaccurateBudgeting

Due to unreasonable budget estimates, the Town of Poughkeepsie was left with a$1.5 million deficit in its major fund balances at the end of 2010, accordingto an auditreleased by State Comptroller Thomas P. DiNapoli. The town has also failed torepay more than $3 million in inter–fund loans it made between different taxbases.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe following audits:
EastchesterFire District;
OwascoFire Department;
MohawkFire District;
Townof Colonie;
Townof Hinsdale;
Townof Peru;
Townof Red House;
Townof Waterford; and,
Villageof Ballston Spa.

Comptroller DiNapoli Releases School Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe audits of:
AchievementAcademy Charter School;
GreenIsland Union Free School District; and,
Madison–OneidaBOCES.


Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September24 - 30, 2012 [Click on the caption to access the full report]

DiNapoli Proposes Early Warning System ToIdentify Local Governments In Fiscal Stress

With a growing number of local governments facing significant fiscal stress,State Comptroller Thomas P. DiNapoli announced plans Monday to implement anearly warning monitoringsystem that would identify municipalities and school districts experiencingsigns of budgetary strain so that corrective actions can be taken before a fullfinancial crisis develops.

DiNapoli Invests $2.5 Million From StatePension Fund in Ithaca–Based Printing Company CognitiveTPG

New York State Comptroller Thomas P. DiNapoli announced Tuesday that DeltaPointCapital Management has acquired a majority stake in Ithaca–based CognitiveTPG,a supplier of point–of–sale transaction and barcode printers. The CommonRetirement Fund is an investor in DeltaPoint through the In–State PrivateEquity Program. Photos are available here.

Empire State Plaza Assigns New Director AfterAudit Reveals Elevator Safety Lapses

Elevators at the Empire State Plaza went unrepaired for months despite 32maintenance deficiencies, according to an auditreleased Thursday by State Comptroller Thomas P. DiNapoli. The audit promptedthe Office of General Services to assign a new director and deputy director ofplaza operations to properly oversee elevator maintenance.

DiNapoli: August Cash Report Shows ContinuedEconomic Uncertainty

Tax receipts through August 2012 were $147 million below projections and $204.3million below collections for the same period last year, reflecting continuedvolatile economic conditions, according to the AugustCash Report released last Wednesday by State Comptroller Thomas P.DiNapoli.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the following audits:
Townof Evans;
Townof Fort Edward; and,
Townof Schodack.


Comptroller DiNapoli Releases School Audit

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the audit of the ArkCommunity Charter School.

Comptroller DiNapoli Releases Audits

New York State Comptroller Thomas P. DiNapoli last Tuesday announced his officecompleted the following audits:
Departmentof Transportation;
NewYork State Thruway Authority;
Departmentof Health; Officefor the Aging; and,
Officeof Parks, Recreation and Historic Preservation.

Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of October 1 - 7, 2012 [Click on the caption to access the full report]

MTA Financial Outlook Slowly Improving ButRisks Remain

The financial condition of the Metropolitan Transportation Authority hasstrengthened over the past two years, but the Authority faces continuedchallenges according to a reportreleased Wednesday by New York State Comptroller Thomas P. DiNapoli.


DiNapoli: LIPA Customers Pay More For Less

Long Island Power Authority ratepayers paid an average of $463 more per yearfor electricity in 2011 than they did in 2001, according to a reportreleased Wednesday by State Comptroller Thomas P. DiNapoli. The report is thelatest in a series by DiNapoli on public authorities.


DiNapoli Releases Bond Calendar For FourthQuarter

New York State Comptroller Thomas P. DiNapoli Tuesday announced a tentativeschedule for the planned public sale of obligations for the state, itsmajor public authorities, the City of New York, and the city’s major publicauthorities during the fourth quarter of 2012.


Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the following audits:
  1. Town of Carmel;
  2. Town of Lysander; and,
  3. Town of New Paltz.

Comptroller DiNapoli Releases School Audit

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted and audit of the HartfordCentral School District.


Arbitration award sustained as it was rational and did not violate public policy

To contact us Click HERE

Arbitration award sustained as it was rational and did notviolate public policy
Addressing the employer’s challenge to an arbitration award,the Appellate Division determined that the arbitrator “properly found” there was no "emergency" within the meaning of the collectivebargaining agreement [CBA] that justified bypassing the contract's termsregarding assignment of personnel. 
Further, said the court, the award merelyenforced the terms of the parties' CBA, which already addressed the publicpolicy issues that the employer raised in this appeal.
The award in this case, said the court, was not "totally"irrational, nor did it violate public policy. 
The Appellate Division explained that the arbitrator did notexceed her powers in making the award as the contract language relied upon bythe employer “does not address the situation at issue in this matter.”
In addition, the court noted that the employer “itselfrequested relief that was not specified in the relevant contract language, andtherefore cannot now be heard to say that the award exceeded the scope of thearbitrator's authority.”

Accordingly, the Appellate Division denied the employer's petition to vacate the arbitration award.
The decision is posted on the Internet at:http://www.courts.state.ny.us/reporter/3dseries/2012/2012_06764.htm

10 Ekim 2012 Çarşamba

Payday Loans That Don't Require Direct Deposit

To contact us Click HERE
"Where can I borrow without a checking account and no credit?" Most of the time, we tend to think that if you do not have a bank checking account, it is impossible for you to get a guaranteed loan anywhere. Understandably, most of the fast payday loan lenders require customers to have a checking account with direct deposit as it makes it easy for them to debit their customer's accounts for monies owed to them. However, if you need to borrow money and have bad credit and no checking account, it is possible to find instant payday loans that don't require direct deposit. 

Trends have changed and there are unsecured personal loans for people without a bank account as well as short term cash advance loans with no bank statement needed. Nowadays, online payday personal loan lenders with no direct deposit requirements only require you to have a savings account or debit card. For people who need a quick loan but have no bank checking account, this will come as a much needed solution.

You can search for online signature loans with no bank account needed. Over the Internet, you would be able to find some loan comparison websites which help you to find out who has the lowest cost payday loan that don't require direct deposit which you can apply for a 12 month personal loan without a bank checking account.  However, do check to see if it is a reputable loan lender you are dealing with. BBB-approved loan lenders with no credit check are regulated and they adhere to strict government laws on consumer loans so they provide more security and also provide an avenue for legal recourse if there is any dispute in the future.

No faxing payday loans that don't need a checking account can also be made available through peer lending websites like Prosper, which helps to match small-individual lenders with borrowers with less bureaucracy. A Prosper alternative is LendingClub or Zopa from the UK. As always, do your due diligence first to find online personal loans with no direct deposit requirement. Good luck.

Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September 10 - 16, 2012  [Click on thecaption to access the full report]

DiNapoli: Tax Cap Reporting Made Easier

State Comptroller Thomas P. DiNapoli announced that the 2012–13 tax capreporting form has been enhanced to make it easier for local officials toaccurately calculate their tax levy limit.

After analyzing reporting errors from the first year of implementation, DiNapoli’sDivision of Local Government and School Accountability developed an improvedonline property tax cap reporting system to address the most problematic areasencountered by local officials.

DiNapoli: Town Deficit Caused By InaccurateBudgeting

Due to unreasonable budget estimates, the Town of Poughkeepsie was left with a$1.5 million deficit in its major fund balances at the end of 2010, accordingto an auditreleased by State Comptroller Thomas P. DiNapoli. The town has also failed torepay more than $3 million in inter–fund loans it made between different taxbases.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe following audits:
EastchesterFire District;
OwascoFire Department;
MohawkFire District;
Townof Colonie;
Townof Hinsdale;
Townof Peru;
Townof Red House;
Townof Waterford; and,
Villageof Ballston Spa.

Comptroller DiNapoli Releases School Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe audits of:
AchievementAcademy Charter School;
GreenIsland Union Free School District; and,
Madison–OneidaBOCES.


Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September24 - 30, 2012 [Click on the caption to access the full report]

DiNapoli Proposes Early Warning System ToIdentify Local Governments In Fiscal Stress

With a growing number of local governments facing significant fiscal stress,State Comptroller Thomas P. DiNapoli announced plans Monday to implement anearly warning monitoringsystem that would identify municipalities and school districts experiencingsigns of budgetary strain so that corrective actions can be taken before a fullfinancial crisis develops.

DiNapoli Invests $2.5 Million From StatePension Fund in Ithaca–Based Printing Company CognitiveTPG

New York State Comptroller Thomas P. DiNapoli announced Tuesday that DeltaPointCapital Management has acquired a majority stake in Ithaca–based CognitiveTPG,a supplier of point–of–sale transaction and barcode printers. The CommonRetirement Fund is an investor in DeltaPoint through the In–State PrivateEquity Program. Photos are available here.

Empire State Plaza Assigns New Director AfterAudit Reveals Elevator Safety Lapses

Elevators at the Empire State Plaza went unrepaired for months despite 32maintenance deficiencies, according to an auditreleased Thursday by State Comptroller Thomas P. DiNapoli. The audit promptedthe Office of General Services to assign a new director and deputy director ofplaza operations to properly oversee elevator maintenance.

DiNapoli: August Cash Report Shows ContinuedEconomic Uncertainty

Tax receipts through August 2012 were $147 million below projections and $204.3million below collections for the same period last year, reflecting continuedvolatile economic conditions, according to the AugustCash Report released last Wednesday by State Comptroller Thomas P.DiNapoli.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the following audits:
Townof Evans;
Townof Fort Edward; and,
Townof Schodack.


Comptroller DiNapoli Releases School Audit

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the audit of the ArkCommunity Charter School.

Comptroller DiNapoli Releases Audits

New York State Comptroller Thomas P. DiNapoli last Tuesday announced his officecompleted the following audits:
Departmentof Transportation;
NewYork State Thruway Authority;
Departmentof Health; Officefor the Aging; and,
Officeof Parks, Recreation and Historic Preservation.

Membership in the employee organization subjects the individual to the terms and conditions set out in the relevant collective bargaining agreement

To contact us Click HERE
Membership in the employee organization subjects theindividual to the terms and conditions set out in the relevant collectivebargaining agreement

The Appellate Division, 4th Department, in a succinctdecision, said that “by accepting employment as a school instructor andentering into a collective bargaining agreement as a result of his membershipin the union representing him, the [school instructor] waived any right to becredited for seniority in the tenure area of teacher.”*
The court cited Dietz v Board of Educ. of Rochester CitySchool Dist., ___ AD3d ___ [Sept. 28, 2012] and Wiener v Board of Educ.of E. Ramapo Cent. School Dist., 90 AD2d 832, appeal dismissed 58NY2d 1115), in support of its ruling.
In Dietz the court noted that “… the collective bargainingagreement (CBA) between the District and the union representing petitionerprovided that layoffs of ‘school instructors’ would be affected within the fourseparate categories of school instructors identified in the CBA rather thanwithin tenure areas; that separate seniority lists for purposes of layoffs aremaintained for school instructors; and that, ‘[i]n the event that positions areabolished, school instructors shall not have rights to displace teachers inregular school programs having less seniority, nor shall teachers have rightsto displace school instructors having less seniority.’"
* See Szumigala vHicksville Union Free School District, 148 AD2d 621. In Szumigala  the Appellate Division, citing Cheektowaga v Nyquest, 38NY2d 137, ruled that a seniorityclause in a Taylor Law agreement violated §2510 of the Education Law when it permitted seniority indifferent tenure areas to be combined for the purposes of determining seniority with theDistrict for the purposes of layoff. Further, in Cityof Plattsburgh v Local 788, 108 AD2d1045, a decision involving the layoff of employees in the competitive class ofthe Classified Service, the court held that seniority for the purposes oflayoff cannot be diminished or impaired by the terms of collective bargainingagreement, explaining  §80 of the CivilService Law [and, presumably, §80-a of such law] "reflects a legislativeimperative" that the City was powerless to bargain away.


The decision is posted on the Internet at:http://www.courts.state.ny.us/reporter/3dseries/2012/2012_06726.htm



9 Ekim 2012 Salı

Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September 10 - 16, 2012  [Click on thecaption to access the full report]

DiNapoli: Tax Cap Reporting Made Easier

State Comptroller Thomas P. DiNapoli announced that the 2012–13 tax capreporting form has been enhanced to make it easier for local officials toaccurately calculate their tax levy limit.

After analyzing reporting errors from the first year of implementation, DiNapoli’sDivision of Local Government and School Accountability developed an improvedonline property tax cap reporting system to address the most problematic areasencountered by local officials.

DiNapoli: Town Deficit Caused By InaccurateBudgeting

Due to unreasonable budget estimates, the Town of Poughkeepsie was left with a$1.5 million deficit in its major fund balances at the end of 2010, accordingto an auditreleased by State Comptroller Thomas P. DiNapoli. The town has also failed torepay more than $3 million in inter–fund loans it made between different taxbases.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe following audits:
EastchesterFire District;
OwascoFire Department;
MohawkFire District;
Townof Colonie;
Townof Hinsdale;
Townof Peru;
Townof Red House;
Townof Waterford; and,
Villageof Ballston Spa.

Comptroller DiNapoli Releases School Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe audits of:
AchievementAcademy Charter School;
GreenIsland Union Free School District; and,
Madison–OneidaBOCES.


Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September24 - 30, 2012 [Click on the caption to access the full report]

DiNapoli Proposes Early Warning System ToIdentify Local Governments In Fiscal Stress

With a growing number of local governments facing significant fiscal stress,State Comptroller Thomas P. DiNapoli announced plans Monday to implement anearly warning monitoringsystem that would identify municipalities and school districts experiencingsigns of budgetary strain so that corrective actions can be taken before a fullfinancial crisis develops.

DiNapoli Invests $2.5 Million From StatePension Fund in Ithaca–Based Printing Company CognitiveTPG

New York State Comptroller Thomas P. DiNapoli announced Tuesday that DeltaPointCapital Management has acquired a majority stake in Ithaca–based CognitiveTPG,a supplier of point–of–sale transaction and barcode printers. The CommonRetirement Fund is an investor in DeltaPoint through the In–State PrivateEquity Program. Photos are available here.

Empire State Plaza Assigns New Director AfterAudit Reveals Elevator Safety Lapses

Elevators at the Empire State Plaza went unrepaired for months despite 32maintenance deficiencies, according to an auditreleased Thursday by State Comptroller Thomas P. DiNapoli. The audit promptedthe Office of General Services to assign a new director and deputy director ofplaza operations to properly oversee elevator maintenance.

DiNapoli: August Cash Report Shows ContinuedEconomic Uncertainty

Tax receipts through August 2012 were $147 million below projections and $204.3million below collections for the same period last year, reflecting continuedvolatile economic conditions, according to the AugustCash Report released last Wednesday by State Comptroller Thomas P.DiNapoli.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the following audits:
Townof Evans;
Townof Fort Edward; and,
Townof Schodack.


Comptroller DiNapoli Releases School Audit

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the audit of the ArkCommunity Charter School.

Comptroller DiNapoli Releases Audits

New York State Comptroller Thomas P. DiNapoli last Tuesday announced his officecompleted the following audits:
Departmentof Transportation;
NewYork State Thruway Authority;
Departmentof Health; Officefor the Aging; and,
Officeof Parks, Recreation and Historic Preservation.

Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of October 1 - 7, 2012 [Click on the caption to access the full report]

MTA Financial Outlook Slowly Improving ButRisks Remain

The financial condition of the Metropolitan Transportation Authority hasstrengthened over the past two years, but the Authority faces continuedchallenges according to a reportreleased Wednesday by New York State Comptroller Thomas P. DiNapoli.


DiNapoli: LIPA Customers Pay More For Less

Long Island Power Authority ratepayers paid an average of $463 more per yearfor electricity in 2011 than they did in 2001, according to a reportreleased Wednesday by State Comptroller Thomas P. DiNapoli. The report is thelatest in a series by DiNapoli on public authorities.


DiNapoli Releases Bond Calendar For FourthQuarter

New York State Comptroller Thomas P. DiNapoli Tuesday announced a tentativeschedule for the planned public sale of obligations for the state, itsmajor public authorities, the City of New York, and the city’s major publicauthorities during the fourth quarter of 2012.


Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the following audits:
  1. Town of Carmel;
  2. Town of Lysander; and,
  3. Town of New Paltz.

Comptroller DiNapoli Releases School Audit

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted and audit of the HartfordCentral School District.


Filing an appeal to the Commissioner of Education as a class action.

To contact us Click HERE
Filing an appeal to the Commissioner of Education as aclass action.
Decisions of the Commissioner of Education, Decision No.16,417

Some 90 paraprofessional employee of the school districtfiled an appeal to the Commissioner of Education challenging a decision of theboard of education classifying them as “teacher aides” rather than “teachingassistants,” which appeal was characterized as a “class action.”
Addressing the school district’s object to the filing of theappeal as a “class action,” the Commissioner observed that “An appeal may onlybe maintained on behalf of a class where the class is so numerous that joinderof all members is impracticable and where all questions of fact and law arecommon to all members of the class, citing 8 NYCRR §275.2.” In so doing, saidthe Commissioner, the petitioner is required to [1] set out the number ofindividuals he or she seeks to represent and [2] must show that all questionsof law and fact would be common to all members of the purported class.
The petitioners had filed the appeal “on behalf of themselvesand approximately 90 paraprofessionals” designated by the school district asserving in teacher aide* positions,but who allegedly were performing the duties of a teaching assistant.** 
The Commissioner, however, ruled that while the petitionershad identified each of these individuals in the exhibits to their petition,“they fail to demonstrate that all the potential class members have the sameinterests or claims.” Considering “the surveys submitted on behalf of theseindividuals,” the Commissioner said that the surveys indicated that theindividuals had “differing job duties, and allege varying amounts ofinstructional duties.” The Commissioner also noted that the surveys also showedthat not all of these individuals held a teaching assistant certificate.
The Commissioner decided that the petitioners: had not clearly demonstrated that allquestions of law and fact would be common to all members of the class.Further, the Commissioner noted that the petitioners subsequently identified additional individuals as purported class members and requested, in the alternative, that they be addedas petitioners, which request, he said, precluded a finding that the class members aretoo numerous.
The Commissioner denied the petitioners’ request for “classcertification” but granted its motion that the individuals so subsequentlyidentified be included in the appeal as “added petitioners” pursuant to 8 NYCRR§275.1.
After discussing a number of significant personnel issuesthat could affect the status of the petitioners in their respective positionsand issues related to the collective bargaining agreement between the parties,the Commissioner remanded the matter to the school district to make itsdetermination as to whether each of the petitioners was appropriately designatedas a teacher aide or should be designated as a teaching assistant. Theschool district's determination was to be based on an assessment of the natureand extent of the duties performed by each petitioner, consistent with the criteriaset out in the Commissioner’s decision.
In effect the district is to perform a “desk audit” of theduties of each individual to determine if he or she was performing the dutiesof a teacher aide or a teaching assistant.
For those individuals serving in a teacher aide positionperforming the duties of that title and those individuals serving in a teachingassistant position performing the duties of that title, and assuming that they arequalified to serve in that capacity, no further action would be required.
As to those individuals that the school district determines are serving in a teacher aide position but are  performing the duties of ateaching assistant, assuming, but not deciding, that each such individual isqualified for appointment to that title, the Commissioner directed that “anypetitioner ... who spends a substantial portion of time engaged in carrying outsuch duties, [is to] be appointed to a teaching assistant position and providedwith all seniority, tenure and retirement rights.”
The decision is silent with respect to those individuals theschool district determines are serving in a teaching assistant position but areactually performing the duties of a teacher aide. Presumably such persons areto be appointed to the title of teacher aide, subject to the approval of thecivil service commission having jurisdiction.
* Teacheraide positions are in the classified service in the civil service of the Stateand the incumbents of such positions are subject to the State’s Civil ServiceLaw and the rules and regulations promulgated thereunder. Such positions aretypically positions placed in the noncompetitive class of the classifiedservice.
** Teachingassistant positions are among those certified by the Commissioner of Educationto the New York State Civil Service Commission pursuant to Civil Service Law§35(g) as being in the teaching and supervisory staff of a school district andsuch positions are in the unclassified service of the civil service of theState.
The decisions is posted on the Internet at:http://www.counsel.nysed.gov/Decisions/volume52/d16417.html

Payday Loans That Don't Require Direct Deposit

To contact us Click HERE
"Where can I borrow without a checking account and no credit?" Most of the time, we tend to think that if you do not have a bank checking account, it is impossible for you to get a guaranteed loan anywhere. Understandably, most of the fast payday loan lenders require customers to have a checking account with direct deposit as it makes it easy for them to debit their customer's accounts for monies owed to them. However, if you need to borrow money and have bad credit and no checking account, it is possible to find instant payday loans that don't require direct deposit. 

Trends have changed and there are unsecured personal loans for people without a bank account as well as short term cash advance loans with no bank statement needed. Nowadays, online payday personal loan lenders with no direct deposit requirements only require you to have a savings account or debit card. For people who need a quick loan but have no bank checking account, this will come as a much needed solution.

You can search for online signature loans with no bank account needed. Over the Internet, you would be able to find some loan comparison websites which help you to find out who has the lowest cost payday loan that don't require direct deposit which you can apply for a 12 month personal loan without a bank checking account.  However, do check to see if it is a reputable loan lender you are dealing with. BBB-approved loan lenders with no credit check are regulated and they adhere to strict government laws on consumer loans so they provide more security and also provide an avenue for legal recourse if there is any dispute in the future.

No faxing payday loans that don't need a checking account can also be made available through peer lending websites like Prosper, which helps to match small-individual lenders with borrowers with less bureaucracy. A Prosper alternative is LendingClub or Zopa from the UK. As always, do your due diligence first to find online personal loans with no direct deposit requirement. Good luck.

8 Ekim 2012 Pazartesi

Payday Loans That Don't Require Direct Deposit

To contact us Click HERE
"Where can I borrow without a checking account and no credit?" Most of the time, we tend to think that if you do not have a bank checking account, it is impossible for you to get a guaranteed loan anywhere. Understandably, most of the fast payday loan lenders require customers to have a checking account with direct deposit as it makes it easy for them to debit their customer's accounts for monies owed to them. However, if you need to borrow money and have bad credit and no checking account, it is possible to find instant payday loans that don't require direct deposit. 

Trends have changed and there are unsecured personal loans for people without a bank account as well as short term cash advance loans with no bank statement needed. Nowadays, online payday personal loan lenders with no direct deposit requirements only require you to have a savings account or debit card. For people who need a quick loan but have no bank checking account, this will come as a much needed solution.

You can search for online signature loans with no bank account needed. Over the Internet, you would be able to find some loan comparison websites which help you to find out who has the lowest cost payday loan that don't require direct deposit which you can apply for a 12 month personal loan without a bank checking account.  However, do check to see if it is a reputable loan lender you are dealing with. BBB-approved loan lenders with no credit check are regulated and they adhere to strict government laws on consumer loans so they provide more security and also provide an avenue for legal recourse if there is any dispute in the future.

No faxing payday loans that don't need a checking account can also be made available through peer lending websites like Prosper, which helps to match small-individual lenders with borrowers with less bureaucracy. A Prosper alternative is LendingClub or Zopa from the UK. As always, do your due diligence first to find online personal loans with no direct deposit requirement. Good luck.

Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September 10 - 16, 2012  [Click on thecaption to access the full report]

DiNapoli: Tax Cap Reporting Made Easier

State Comptroller Thomas P. DiNapoli announced that the 2012–13 tax capreporting form has been enhanced to make it easier for local officials toaccurately calculate their tax levy limit.

After analyzing reporting errors from the first year of implementation, DiNapoli’sDivision of Local Government and School Accountability developed an improvedonline property tax cap reporting system to address the most problematic areasencountered by local officials.

DiNapoli: Town Deficit Caused By InaccurateBudgeting

Due to unreasonable budget estimates, the Town of Poughkeepsie was left with a$1.5 million deficit in its major fund balances at the end of 2010, accordingto an auditreleased by State Comptroller Thomas P. DiNapoli. The town has also failed torepay more than $3 million in inter–fund loans it made between different taxbases.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe following audits:
EastchesterFire District;
OwascoFire Department;
MohawkFire District;
Townof Colonie;
Townof Hinsdale;
Townof Peru;
Townof Red House;
Townof Waterford; and,
Villageof Ballston Spa.

Comptroller DiNapoli Releases School Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe audits of:
AchievementAcademy Charter School;
GreenIsland Union Free School District; and,
Madison–OneidaBOCES.


Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September24 - 30, 2012 [Click on the caption to access the full report]

DiNapoli Proposes Early Warning System ToIdentify Local Governments In Fiscal Stress

With a growing number of local governments facing significant fiscal stress,State Comptroller Thomas P. DiNapoli announced plans Monday to implement anearly warning monitoringsystem that would identify municipalities and school districts experiencingsigns of budgetary strain so that corrective actions can be taken before a fullfinancial crisis develops.

DiNapoli Invests $2.5 Million From StatePension Fund in Ithaca–Based Printing Company CognitiveTPG

New York State Comptroller Thomas P. DiNapoli announced Tuesday that DeltaPointCapital Management has acquired a majority stake in Ithaca–based CognitiveTPG,a supplier of point–of–sale transaction and barcode printers. The CommonRetirement Fund is an investor in DeltaPoint through the In–State PrivateEquity Program. Photos are available here.

Empire State Plaza Assigns New Director AfterAudit Reveals Elevator Safety Lapses

Elevators at the Empire State Plaza went unrepaired for months despite 32maintenance deficiencies, according to an auditreleased Thursday by State Comptroller Thomas P. DiNapoli. The audit promptedthe Office of General Services to assign a new director and deputy director ofplaza operations to properly oversee elevator maintenance.

DiNapoli: August Cash Report Shows ContinuedEconomic Uncertainty

Tax receipts through August 2012 were $147 million below projections and $204.3million below collections for the same period last year, reflecting continuedvolatile economic conditions, according to the AugustCash Report released last Wednesday by State Comptroller Thomas P.DiNapoli.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the following audits:
Townof Evans;
Townof Fort Edward; and,
Townof Schodack.


Comptroller DiNapoli Releases School Audit

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the audit of the ArkCommunity Charter School.

Comptroller DiNapoli Releases Audits

New York State Comptroller Thomas P. DiNapoli last Tuesday announced his officecompleted the following audits:
Departmentof Transportation;
NewYork State Thruway Authority;
Departmentof Health; Officefor the Aging; and,
Officeof Parks, Recreation and Historic Preservation.

Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of October 1 - 7, 2012 [Click on the caption to access the full report]

MTA Financial Outlook Slowly Improving ButRisks Remain

The financial condition of the Metropolitan Transportation Authority hasstrengthened over the past two years, but the Authority faces continuedchallenges according to a reportreleased Wednesday by New York State Comptroller Thomas P. DiNapoli.


DiNapoli: LIPA Customers Pay More For Less

Long Island Power Authority ratepayers paid an average of $463 more per yearfor electricity in 2011 than they did in 2001, according to a reportreleased Wednesday by State Comptroller Thomas P. DiNapoli. The report is thelatest in a series by DiNapoli on public authorities.


DiNapoli Releases Bond Calendar For FourthQuarter

New York State Comptroller Thomas P. DiNapoli Tuesday announced a tentativeschedule for the planned public sale of obligations for the state, itsmajor public authorities, the City of New York, and the city’s major publicauthorities during the fourth quarter of 2012.


Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the following audits:
  1. Town of Carmel;
  2. Town of Lysander; and,
  3. Town of New Paltz.

Comptroller DiNapoli Releases School Audit

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted and audit of the HartfordCentral School District.


7 Ekim 2012 Pazar

Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September 10 - 16, 2012  [Click on thecaption to access the full report]

DiNapoli: Tax Cap Reporting Made Easier

State Comptroller Thomas P. DiNapoli announced that the 2012–13 tax capreporting form has been enhanced to make it easier for local officials toaccurately calculate their tax levy limit.

After analyzing reporting errors from the first year of implementation, DiNapoli’sDivision of Local Government and School Accountability developed an improvedonline property tax cap reporting system to address the most problematic areasencountered by local officials.

DiNapoli: Town Deficit Caused By InaccurateBudgeting

Due to unreasonable budget estimates, the Town of Poughkeepsie was left with a$1.5 million deficit in its major fund balances at the end of 2010, accordingto an auditreleased by State Comptroller Thomas P. DiNapoli. The town has also failed torepay more than $3 million in inter–fund loans it made between different taxbases.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe following audits:
EastchesterFire District;
OwascoFire Department;
MohawkFire District;
Townof Colonie;
Townof Hinsdale;
Townof Peru;
Townof Red House;
Townof Waterford; and,
Villageof Ballston Spa.

Comptroller DiNapoli Releases School Audits

New York State Comptroller Thomas P. DiNapoli announced his office completedthe audits of:
AchievementAcademy Charter School;
GreenIsland Union Free School District; and,
Madison–OneidaBOCES.


Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of September24 - 30, 2012 [Click on the caption to access the full report]

DiNapoli Proposes Early Warning System ToIdentify Local Governments In Fiscal Stress

With a growing number of local governments facing significant fiscal stress,State Comptroller Thomas P. DiNapoli announced plans Monday to implement anearly warning monitoringsystem that would identify municipalities and school districts experiencingsigns of budgetary strain so that corrective actions can be taken before a fullfinancial crisis develops.

DiNapoli Invests $2.5 Million From StatePension Fund in Ithaca–Based Printing Company CognitiveTPG

New York State Comptroller Thomas P. DiNapoli announced Tuesday that DeltaPointCapital Management has acquired a majority stake in Ithaca–based CognitiveTPG,a supplier of point–of–sale transaction and barcode printers. The CommonRetirement Fund is an investor in DeltaPoint through the In–State PrivateEquity Program. Photos are available here.

Empire State Plaza Assigns New Director AfterAudit Reveals Elevator Safety Lapses

Elevators at the Empire State Plaza went unrepaired for months despite 32maintenance deficiencies, according to an auditreleased Thursday by State Comptroller Thomas P. DiNapoli. The audit promptedthe Office of General Services to assign a new director and deputy director ofplaza operations to properly oversee elevator maintenance.

DiNapoli: August Cash Report Shows ContinuedEconomic Uncertainty

Tax receipts through August 2012 were $147 million below projections and $204.3million below collections for the same period last year, reflecting continuedvolatile economic conditions, according to the AugustCash Report released last Wednesday by State Comptroller Thomas P.DiNapoli.

Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the following audits:
Townof Evans;
Townof Fort Edward; and,
Townof Schodack.


Comptroller DiNapoli Releases School Audit

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the audit of the ArkCommunity Charter School.

Comptroller DiNapoli Releases Audits

New York State Comptroller Thomas P. DiNapoli last Tuesday announced his officecompleted the following audits:
Departmentof Transportation;
NewYork State Thruway Authority;
Departmentof Health; Officefor the Aging; and,
Officeof Parks, Recreation and Historic Preservation.

Selected reports and information published by New York State's Comptroller Thomas P. DiNapoli

To contact us Click HERE

Selected reports and information published by NewYork State's Comptroller Thomas P. DiNapoliIssued during the week of October 1 - 7, 2012 [Click on the caption to access the full report]

MTA Financial Outlook Slowly Improving ButRisks Remain

The financial condition of the Metropolitan Transportation Authority hasstrengthened over the past two years, but the Authority faces continuedchallenges according to a reportreleased Wednesday by New York State Comptroller Thomas P. DiNapoli.


DiNapoli: LIPA Customers Pay More For Less

Long Island Power Authority ratepayers paid an average of $463 more per yearfor electricity in 2011 than they did in 2001, according to a reportreleased Wednesday by State Comptroller Thomas P. DiNapoli. The report is thelatest in a series by DiNapoli on public authorities.


DiNapoli Releases Bond Calendar For FourthQuarter

New York State Comptroller Thomas P. DiNapoli Tuesday announced a tentativeschedule for the planned public sale of obligations for the state, itsmajor public authorities, the City of New York, and the city’s major publicauthorities during the fourth quarter of 2012.


Comptroller DiNapoli Releases Municipal Audits

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted the following audits:
  1. Town of Carmel;
  2. Town of Lysander; and,
  3. Town of New Paltz.

Comptroller DiNapoli Releases School Audit

New York State Comptroller Thomas P. DiNapoli Tuesday announced his officecompleted and audit of the HartfordCentral School District.


Payday Loans That Don't Require Direct Deposit

To contact us Click HERE
"Where can I borrow without a checking account and no credit?" Most of the time, we tend to think that if you do not have a bank checking account, it is impossible for you to get a guaranteed loan anywhere. Understandably, most of the fast payday loan lenders require customers to have a checking account with direct deposit as it makes it easy for them to debit their customer's accounts for monies owed to them. However, if you need to borrow money and have bad credit and no checking account, it is possible to find instant payday loans that don't require direct deposit. 

Trends have changed and there are unsecured personal loans for people without a bank account as well as short term cash advance loans with no bank statement needed. Nowadays, online payday personal loan lenders with no direct deposit requirements only require you to have a savings account or debit card. For people who need a quick loan but have no bank checking account, this will come as a much needed solution.

You can search for online signature loans with no bank account needed. Over the Internet, you would be able to find some loan comparison websites which help you to find out who has the lowest cost payday loan that don't require direct deposit which you can apply for a 12 month personal loan without a bank checking account.  However, do check to see if it is a reputable loan lender you are dealing with. BBB-approved loan lenders with no credit check are regulated and they adhere to strict government laws on consumer loans so they provide more security and also provide an avenue for legal recourse if there is any dispute in the future.

No faxing payday loans that don't need a checking account can also be made available through peer lending websites like Prosper, which helps to match small-individual lenders with borrowers with less bureaucracy. A Prosper alternative is LendingClub or Zopa from the UK. As always, do your due diligence first to find online personal loans with no direct deposit requirement. Good luck.

6 Ekim 2012 Cumartesi

Payday Loans That Don't Require Direct Deposit

To contact us Click HERE
"Where can I borrow without a checking account and no credit?" Most of the time, we tend to think that if you do not have a bank checking account, it is impossible for you to get a guaranteed loan anywhere. Understandably, most of the fast payday loan lenders require customers to have a checking account with direct deposit as it makes it easy for them to debit their customer's accounts for monies owed to them. However, if you need to borrow money and have bad credit and no checking account, it is possible to find instant payday loans that don't require direct deposit. 

Trends have changed and there are unsecured personal loans for people without a bank account as well as short term cash advance loans with no bank statement needed. Nowadays, online payday personal loan lenders with no direct deposit requirements only require you to have a savings account or debit card. For people who need a quick loan but have no bank checking account, this will come as a much needed solution.

You can search for online signature loans with no bank account needed. Over the Internet, you would be able to find some loan comparison websites which help you to find out who has the lowest cost payday loan that don't require direct deposit which you can apply for a 12 month personal loan without a bank checking account.  However, do check to see if it is a reputable loan lender you are dealing with. BBB-approved loan lenders with no credit check are regulated and they adhere to strict government laws on consumer loans so they provide more security and also provide an avenue for legal recourse if there is any dispute in the future.

No faxing payday loans that don't need a checking account can also be made available through peer lending websites like Prosper, which helps to match small-individual lenders with borrowers with less bureaucracy. A Prosper alternative is LendingClub or Zopa from the UK. As always, do your due diligence first to find online personal loans with no direct deposit requirement. Good luck.